Last Updated: Oct 25, 2025
Your privacy is very important to us, and we take it seriously. This Privacy Policy explains how Settle Your Debts.Us (“Company,” “we,” “us,” or “our”) collects, uses, and protects your personal information when you visit our website or interact with our services (collectively, the “Site”).
This Privacy Policy describes the choices available to you regarding our use of your personal information and how you can access or update that information.
This Privacy Policy does not apply to personal information provided in connection with financial services governed by federal law, which are covered by our Consumer Privacy Notice. However, we may combine personal information collected through our Site with information collected through our financial services, in which case such use will be governed by the Consumer Privacy Notice.
By accessing our Site, creating an account, or providing information to us, you acknowledge that you have read, understood, and agree to this Privacy Policy.
If you do not agree with this Privacy Policy, please do not use our Site. We may update this Privacy Policy periodically, and continued use of the Site constitutes acceptance of those changes.
1. Personal Information We Collect
We may collect personal information that identifies, relates to, describes, or could reasonably be linked to you, including:
A. Identifiers
Examples: Name, postal address, IP address, email address
Collected: First name, last name, address, email, IP address
B. Customer Records Information
Examples: Name, phone number, employment, financial information
Collected: Name, email address, phone number
C–L. Other Categories
We do not intentionally collect biometric data, sensitive personal data, protected classification data, education records, or geolocation data unless required to provide services or comply with law.
2. Cookies & Tracking Technologies
Cookies
We use cookies to:
Enable essential site functionality
Analyze site usage and improve performance
Cookie types include:
Essential Cookies – Required for site operation
Analytics Cookies – Used to understand site usage (e.g., Google Analytics)
You may disable cookies in your browser, but some features may not function properly.
Web Beacons
We may use web beacons in emails and on the Site to measure engagement and improve communications.
3. Do Not Track Signals
We do not currently respond to Do-Not-Track (DNT) browser signals due to the lack of an industry standard.
4. Testimonials
If you submit a testimonial, we will request your permission before publishing it. Testimonials may include your name and a photo (real or stock). You may request removal at any time.
5. Promotional Communications
We may send service-related updates and promotional communications. You may opt out by:
Clicking “unsubscribe” in emails
Replying “STOP” to text messages
Contacting us directly
We do not sell your personal information.
6. How Personal Information Is Collected
We collect personal information:
Directly from you
From public sources
From third parties with consent
Through cookies and site analytics
Via internal IT systems
7. How and Why We Use Personal Information
We use personal information to:
Provide debt relief services
Communicate account updates
Evaluate eligibility
Prevent fraud
Comply with legal obligations
Improve our services
Conduct marketing and outreach (where permitted)
We may also anonymize or aggregate data for reporting and improvement purposes.
8. Information Sharing
We may share personal information with:
Service providers
Marketing and technology partners
Creditors, banks, and agencies necessary to provide services
Government or law enforcement agencies as required by law
Business partners during mergers or acquisitions
All partners are required to maintain confidentiality and data security.
9. Data Retention
We retain personal information only as long as necessary to:
Provide services
Meet legal requirements
Resolve disputes
Maintain records
Retention periods vary by data type.
10. Children’s Privacy
Our Site is not intended for individuals under 18. We do not knowingly collect information from children under 13.
11. Data Security
We implement reasonable physical, technical, and administrative safeguards to protect personal information. However, no system can be guaranteed 100% secure.
12. Users Outside the United States
Our services are intended for U.S. residents only. If you access the Site outside the U.S., you consent to the transfer and processing of your data in the United States.
13. Your Rights and Choices
Residents of certain U.S. states (including CA, CO, CT, IA, NV, UT, VA, VT) may have additional privacy rights under applicable laws.
14. Third-Party Websites
We are not responsible for the privacy practices of third-party websites linked from our Site. Please review their privacy policies separately.
15. Policy Updates
We may update this Privacy Policy at any time. Changes will be posted on this page.
16. How to Contact Us
If you have questions about this Privacy Policy or your personal information, contact us:
Email: info@settleyourdebts.us
Tel:+1 781 317 8522
Settle Your Debts.Us
Company Address:
1309 Coffeen Ave, Sheridan, WY 82801, USA
Privacy Notice Addendum (State-Specific Rights)
This Addendum applies to residents of California, Colorado, Connecticut, Iowa, Nevada, Utah, Vermont, and Virginia and complies with applicable state privacy laws, including the CCPA/CPRA.
We do not sell personal data.
Consumers may request:
Access
Correction
Deletion
Data portability
Opt-out of targeted advertising (if applicable)
Requests may be submitted via:
Email
Phone
Written request